For the generation nobody taught
Credit cards, student loans, rent, BNPL, and zero classes on any of it. We're building the exact resource we all wish existed before we made our first mistake.
of American consumers live paycheck to paycheck.
Source: Payroll.org (2023)is the average credit card debt currently held by Gen Z.
Source: Experian (2023)is the number of states that actually guarantee a personal finance course.
Source: Council for Economic Education (2024)Why this exists
Financial literacy isn't taught in most schools. Banks actively profit from confusion, hidden fees, and high-interest traps. And by the time most of us realize we're in a hole, we've been in it for years.
This isn't about blame. It's about giving this generation a real shot, with plain language, honest advice, and tools you can actually apply to your life right now.
Guides built around specific, high-stress moments like your first paycheck, getting a credit card, or signing a lease, not vague categories nobody searches for.
We're bringing these resources directly to campuses. Start a local Debt Free Generation chapter to advocate for literacy at your school.